Crealsa

Samos la alternativa a la banca tradicional

Crealsa was born in 2009 to offer alternative financing services to SMEs such as the discount of promissory notes, invoices and offer of credit lines. The intensive use of new information technologies applied to finances makes us the benchmark in Spain for invoice financing. We offer agile and simple solutions adapted to the working capital needs of our clients. Our Vision is to be a reference in the Fintech sector by positioning ourselves as an alternative to incumbent banks . We work in a double aspect: Through our online platform SMEs can manage their needs for working capital financing using their commercial loans as an underlying asset. Crealsa facilitates the financial autonomy of its clients. We provide investors with an online marketplace where they can participate in the transactions of discount of promissory notes and advance of invoices previously financed by Crealsa. Our commercial credit portfolio is backed by an insurance company, which allows investors to obtain recurring income with a high margin of safety and low volatility.

Invoice financing

About Crealsa

Crealsa Investments Spain S.A. calle Menorca 19, 7 – Edificio Aqua, 46023, Valencia
Contact Email: valencia@crealsa.es
Phone Number: + 96 330 44 55

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5.8
57 Platform credit risk rating
0 / 2.25
1.25 / 1.25
0 / 2
1.5 / 1.50
3 / 3
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PLATFORM DATA
Max Interest Rate
12%
Min Interest Rate
3%
Max Investment
9999999$
Min Investment
10000$
Max Loan Terms
60 months
Min Loan Terms
14 days
Loan Types
Invoice financing
Currencies
EUR
Origin of Platform
Secondary market
No
Secured on Assets
No
BuyBack Guarantee
No
Platform Membership
Not Available
Launch Date
2014-02-01
Countries to Invest
Spain
Exclude restricted area
Not Available
Withdrawal time
5 business days
Target Borrowers
Business (P2B)
Average Interest Rate
6,1%
Uniform rate
No
Automated Lending
No
Lending Fees
None
Withdrawal fees
No
API
No
Accepted Payments
SEPA Bank Transfer
Lending Model
Market
Platform Lending Type
Individual Retail Company
Status
Operating
Time between application and obtaining money
NA business days
Min borrower loan
0$
Max borrower loan
0$
Countries for borrowing
Spain
Borrowing fees
NA
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