Zopa

We believe a loan should be there to help you, not hold you back.

Zopa offers peer-to-peer loans with low rates, flexible terms, and no early repayment fees. Zopa was the world’s first and is the UK's largest online P2P lending platform. It matches sensible borrowers looking for a loan with smart lenders, delivering market-leading rates to both by bypassing the banks and their high charges. Since Zopa was founded in 2004, it has arranged £900 million in peer-to-peer (P2P) loans and has returned over £53m in interest to lenders.

Personal loan Car loan

About Zopa

Zopa Ltd. 1st Floor Cottons Centre Tooley Street London SE1 2QG
Contact Email: contactus@zopa.com
Phone Number: 020 7580 6060 020 7291 8331

5.0
57 Platform credit risk rating
0 / 2.25
1.25 / 1.25
1 / 2
1.25 / 1.50
1.5 / 3
View rating distribution
PLATFORM DATA
Max Interest Rate
5.2%
Min Interest Rate
4.5%
Max Investment
999999$
Min Investment
10$
Max Loan Terms
60 months
Min Loan Terms
183 days
Loan Types
Personal loan Car loan
Currencies
GBP
Origin of Platform
Secondary market
Yes
Secured on Assets
No
BuyBack Guarantee
No
Platform Membership
FCA P2P Finance Association
Launch Date
2004-03-01
Countries to Invest
United Kingdom
Exclude restricted area
Only for UK residents
Withdrawal time
3 - 4 business days
Target Borrowers
Individuals (P2Ps)
Average Interest Rate
5%
Uniform rate
No
Automated Lending
Yes
Lending Fees
Percentage
Withdrawal fees
Yes
API
No
Accepted Payments
Check Bank Transfer
Lending Model
Market
Platform Lending Type
Individual Retail
Status
Operating
Time between application and obtaining money
5 business days
Min borrower loan
1000$
Max borrower loan
25000$
Countries for borrowing
United Kingdom
Borrowing fees
Borrowing fee annual Early repayment fee Application fee
Bonus
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