Prosper Marketplace

Hello Financial Well-Being

Upstart is the first lending platform to leverage artificial intelligence and machine learning to price credit and automate the borrowing process. Upstart has demonstrated strong credit performance1 and maintains one of the industry’s highest consumer ratings according to leading consumer review sites.When Funding Circle was founded, we could see that businesses weren’t being given the finance to grow, while investors were making poor returns. We had a simple idea — let them support each other. By investing in successful and growing businesses through Funding Circle, investors can diversify their fixed-income portfolios and access attractive returns. Businesses get fast, easy access to financing to grow, create jobs, support local communities and drive the economy forward. We believe it’s better for everyone. Funding Circle team In 2017, small businesses used their loans to create and sustain 75,000 jobs across the U.S., the U.K., Germany, and the Netherlands.

Business loan Car loan Investment Personal loan

About Prosper Marketplace

Prosper was founded in 2005 as the first peer-to-peer lending marketplace in the United States. Since then, Prosper has facilitated more than $13 billion in loans to more than 860,000 people. Through Prosper, people can invest in each other in a way that is financially and socially rewarding. Borrowers apply online for a fixed-rate, fixed-term loan between $2,000 and $40,000. Individuals and institutions can invest in the loans and earn attractive returns. Prosper handles all loan servicing o
Contact Email: support@prosper.com
Phone Number: 1(866)615-6319

Prosper Marketplace on WEB

Badges

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4.6
57 Platform credit risk rating
0 / 2.25
1.25 / 1.25
0 / 2
1.375 / 1.50
2 / 3
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PLATFORM DATA
Max Interest Rate
36%
Min Interest Rate
3%
Max Investment
999999$
Min Investment
25$
Max Loan Terms
60 months
Min Loan Terms
30 days
Loan Types
Business loan Car loan Investment Personal loan
Currencies
USD
Origin of Platform
Secondary market
Yes
Secured on Assets
No
BuyBack Guarantee
No
Platform Membership
FDIC
Launch Date
2005-01-01
Countries to Invest
United States
Exclude restricted area
Iowa West Virginia
Withdrawal time
5 business days
Target Borrowers
Business (P2B)
Average Interest Rate
5.5%
Uniform rate
No
Automated Lending
Yes
Lending Fees
Percentage
Withdrawal fees
No
API
Yes
Accepted Payments
Bank Transfer IRA Transfers
Lending Model
Auction
Platform Lending Type
Individual Retail Company Individual Retirement Accounts (IRA)
Status
Operating
Time between application and obtaining money
5 business day business days
Min borrower loan
2000$
Max borrower loan
40000$
Countries for borrowing
United States
Borrowing fees
Borrowing fee completion Late payment fee
Bonus
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