Upstart

A SMARTER LOAN. YOU EARNED IT

Upstart is the first lending platform to leverage artificial intelligence and machine learning to price credit and automate the borrowing process. Upstart has demonstrated strong credit performance1 and maintains one of the industry’s highest consumer ratings according to leading consumer review sites.

Business loan Investment Personal loan Retail

About Upstart

Upstart Network, Inc. P.O. Box 1503 San Carlos, CA 94070 United States
Contact Email: info@upstart.com
Phone Number: 1(855) 438-8778

Badges

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5.0
57 Platform credit risk rating
2.25 / 2.25
1.25 / 1.25
0 / 2
0 / 1.50
1.5 / 3
View rating distribution
PLATFORM DATA
Max Interest Rate
25%
Min Interest Rate
8.89%
Max Investment
999999$
Min Investment
100$
Max Loan Terms
60 months
Min Loan Terms
365 days
Loan Types
Business loan Investment Personal loan Retail
Currencies
USD
Origin of Platform
Secondary market
Yes
Secured on Assets
No
BuyBack Guarantee
No
Platform Membership
Not Available
Launch Date
2012-04-01
Countries to Invest
United States
Exclude restricted area
Not Available
Withdrawal time
7 business days
Target Borrowers
Business (P2B)
Average Interest Rate
11%
Uniform rate
No
Automated Lending
Yes
Lending Fees
Percentage
Withdrawal fees
No
API
No
Accepted Payments
Bank Transfer Check IRA Transfers
Lending Model
Market
Platform Lending Type
Individual Retail Company Individual Retirement Accounts (IRA) Fund Individual sophisticated investor
Status
Operating
Time between application and obtaining money
3 business day business days
Min borrower loan
1000$
Max borrower loan
50000$
Countries for borrowing
United States
Borrowing fees
Borrowing fee annual
Bonus
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