Lending Crowd

Think outside the bank

LendingCrowd was launched in 2014 to offer businesses keener loan rates and investors better returns. We do this by providing an easy-to-use online peer-to-peer lending service that brings interested parties together – hence LendingCrowd. We believe people looking to invest their money seek more control, convenience and faster, easier access to competitive products to achieve better financial returns. To support a vibrant and growing community of small and medium-sized enterprises across Britain we aim to provide simple, lower-cost lending (with greater flexibility, straightforward security arrangements, minimum ongoing administration and no exit fees). Our innovative online platform combined with our highly experienced Credit Team are at the heart of what we do. We aim to deliver an outstanding customer experience and offer clear, transparent business terms and processes. Do tell us if we ever fall below this expectation! Our service is underpinned by advanced credit risk decisioning systems managed by our Credit Team to ensure we accurately evaluate risk. This ensures defaults and losses are minimised as part of a balanced risk approach informed by common sense.

Business loan Car loan Investment Mortgage loan Real estate Personal loan

About Lending Crowd

LendingCrowd 23 Manor Place Edinburgh EH3 7DX
Contact Email: complaints@lendingcrowd.com
Phone Number: +44 131 564 1600

Lending Crowd on WEB

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4.4
57 Platform credit risk rating
0 / 2.25
0 / 1.25
0 / 2
1.375 / 1.50
3 / 3
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PLATFORM DATA
Max Interest Rate
14.25%
Min Interest Rate
5.6%
Max Investment
999999$
Min Investment
23$
Max Loan Terms
60 months
Min Loan Terms
180 days
Loan Types
Business loan Car loan Investment Mortgage loan Real estate Personal loan
Currencies
GBP
Origin of Platform
Secondary market
Yes
Secured on Assets
No
BuyBack Guarantee
No
Platform Membership
FCA
Launch Date
2014-10-01
Countries to Invest
United Kingdom
Exclude restricted area
Withdrawal time
5 business day
Target Borrowers
Individuals (P2Ps)
Average Interest Rate
9%
Uniform rate
No
Automated Lending
Yes
Lending Fees
Percentage
Withdrawal fees
Yes
API
No
Accepted Payments
Bank Transfer
Lending Model
Auction
Platform Lending Type
Individual Retail Individual Retail
Status
Operating
Time between application and obtaining money
7 business day business days
Min borrower loan
5550$
Max borrower loan
555120$
Countries for borrowing
United Kingdom
Borrowing fees
Borrowing fee annual
Bonus
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