October

Fast & simple financing to grow your company.

October (ex Lendix) is the #1 SME lending platform in France and continental Europe. It operates in France, Spain, Italy and The Netherlands. October enables SMEs to borrow directly from individual and institutional lenders without going through banks. Lenders invest their savings usefully and profitably to facilitate the funding of the real economy whilst businesses find new, simple and effective sources of finance independently of banks. In 2018, October is ranked in the KPMG and H2 Ventures Fintech100 for the third consecutive year and is backed amongst others by Partech Ventures, CNP Assurances, Matmut and Decaux Frères Investissements. Time for growth.

Agricultural loan Business loan Car loan Infrastructure Manufacturing Mortgage loan Personal loan Real estate

About October

October 94 rue de la Victoire 75009 Paris
Contact Email: contact@october.eu
Phone Number: +33182832800

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6.4
57 Platform credit risk rating
2.25 / 2.25
0 / 1.25
0 / 2
1.375 / 1.50
2.75 / 3
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PLATFORM DATA
Max Interest Rate
9.9%
Min Interest Rate
2.5%
Max Investment
999999$
Min Investment
20$
Max Loan Terms
60 months
Min Loan Terms
30 days
Loan Types
Agricultural loan Business loan Car loan Infrastructure Manufacturing Mortgage loan Personal loan Real estate
Currencies
EUR
Origin of Platform
Secondary market
Yes
Secured on Assets
No
BuyBack Guarantee
Yes
Platform Membership
None
Launch Date
2014-09-01
Countries to Invest
France Italy Spain Netherlands
Exclude restricted area
Withdrawal time
5 business day
Target Borrowers
Business (P2B)
Average Interest Rate
5.85%
Uniform rate
No
Automated Lending
Yes
Lending Fees
None
Withdrawal fees
No
API
No
Accepted Payments
Bank Transfer
Lending Model
Market
Platform Lending Type
Individual Retail Company Individual High net Worth Individual sophisticated investor
Status
Operating
Time between application and obtaining money
5 business day business days
Min borrower loan
30000$
Max borrower loan
5000000$
Countries for borrowing
France Italy Spain Netherlands
Borrowing fees
Application fee
Bonus
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