All you want to know about P2Pbench, P2P listing, ratings, and experts
Peer-to-peer (P2P) lending enables individuals to obtain loans directly from other individuals, cutting out the financial institution as the middleman. Websites that facilitate peer-to-peer lending have greatly increased its adoption as an alternative method of financing.
Upon registration on any platform your account verification process starts, after that, you can browse for your potential borrowers.
At P2P lending you lend directly to real people and real businesses, not in abstract financial paper products. Borrowers apply for loans for constructive purposes, such as growing their business, getting their finances into a better shape, education and health.
Defaults is a part of a reality in lending activities as there are always risks that borrowers cannot repay their loans. We advise that lenders read the information about risk management and other assessment so that they thoroughly understand the risks associated with lending their money.
ROI stands for "return on investment". It is a ratio used to measure the investment profitability or compare the efficiencies of several different projects. P2Pbench provides an online P2P ROI calculator. You can use it to calculate estimated returns. You can also use P2P Borrow calculator for estimating the cost of loans.
A rating is a result of analytical assessment. It is not an investment advice and is meant to be used for your informational purposes only. Rating is based on 10 points scale, ranging from 1 to 10 - where 1 is the lowest and 10 is the highest rating. The P2Pbench's rating system is it consists of:
Read more about P2Pbench's rating methodology.
You can reach us through the contact form and tell us more about your agency. We will come back to you after we add your agency to the list.
It is immensely important for us to maintain a healthy an welcoming environment within our community. Every P2Pbench user (including advisors, experts and bloggers) has to comply with the following rules:
Be sure to report any cases of violation of those rules to firstname.lastname@example.org so that we could take appropriate measures.
It's as easy as ABC:
Usually it takes from 3 to 4 days for your P2P platform to get published. Sometimes the waiting line is longer and the other times it is shorter.
If you have any updates for specific P2P platform, you can reach out to us via the contact form.
Since P2Pbench is a rating platform with information on past, present and future P2Ps we don't remove P2Ps platforms after they have been published. Removing an P2P platform is possible only in case of rare exceptions.
Having a bad rating is not a reason to remove an P2P platform.
We follow a rating methodology. Rating is based on a combination of:
In the rating distribution you can check all the ratings the P2P platform has received. This information is available in every P2P platform profile.