Why invest in P2P loans?
High returns
The net returns (after deducting losses) falls in a lucrative range of 4% to 30%.
Diversification
An investor generally invests in multiple instruments like MFs, SIPs, stocks and investing in P2P lending adds to diversification of his/her market-linked investment portfolio.
Easy tenures
In the peer-to-peer lending world, borrowers and lenders can choose from a set of easy pre-define tenures to suit their purpose. For instance, the duration of loan may vary from several days to 5 years.